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Tec de Monterrey´s High School Tuition Fees

High School Tuition fees

Information for tuition fees per Campus can be found below:

Aguascalientes Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,530.00 $79,275.00 $16,613.34
High School International $5,644.00 $98,770.00 $20,698.83
High School Multicultural $5,644.00 $98,770.00 $20,698.83

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Aguascalientes Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Chiapas Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,092.00 $71,610.00 $15,007.02

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Chiapas Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Chihuahua Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,488.00 $78,540.00 $16,459.31
High School International $5,636.00 $98,630.00 $20,669.49
High School Multicultural $5,636.00 $98,630.00 $20,669.49

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Chihuahua Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Ciudad de México Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $5,100.00 $89,250.00 $18,703.77
High School International $7,226.00 $126,455.00 $26,500.67
High School Multicultural $6,404.00 $112,070.00 $23,486.06

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Ciudad de México Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Ciudad Juárez Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,092.00 $71,610.00 $15,007.02
High School International $5,114.00 $89,495.00 $18,755.11
High School Multicultural $5,114.00 $89,495.00 $18,755.11

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Ciudad Juárez Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Ciudad Obregón Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,092.00 $71,610.00 $15,007.02
High School International $5,114.00 $89,495.00 $18,755.11
High School Multicultural $5,114.00 $89,495.00 $18,755.11

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Ciudad Obregón Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Cuernavaca Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,530.00 $79,275.00 $16,613.34
High School International $5,630.00 $98,525.00 $20,647.49
High School Multicultural $5,630.00 $98,525.00 $20,647.49

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Cuernavaca Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Cumbres Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $5,038.00 $88,165.00 $18,476.39
High School International $6,286.00 $110,005.00 $23,053.31
High School Multicultural $6,286.00 $110,005.00 $23,053.31

Major Medical Expenses Insurance**

Basic coverage Total coverage
$4,425.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Cumbres Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Estado de México Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $5,078.00 $88,865.00 $18,623.08
High School International $6,376.00 $111,580.00 $23,383.37
High School Multicultural $6,376.00 $111,580.00 $23,383.37

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Estado de México Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Eugenio Garza Lagüera Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $5,038.00 $88,165.00 $18,476.39
High School International $6,286.00 $110,005.00 $23,053.31
High School Multicultural $6,286.00 $110,005.00 $23,053.31

Major Medical Expenses Insurance**

Basic coverage Total coverage
$4,425.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Eugenio Garza Lagüera Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Eugenio Garza Sada Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $5,038.00 $88,165.00 $18,476.39
High School International $6,286.00 $110,005.00 $23,053.31
High School Multicultural $6,286.00 $110,005.00 $23,053.31

Major Medical Expenses Insurance**

Basic coverage Total coverage
$4,425.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Eugenio Garza Sada Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Guadalajara Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $5,078.00 $88,865.00 $18,623.08
High School International $6,376.00 $111,580.00 $23,383.37
High School Multicultural $6,376.00 $111,580.00 $23,383.37

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Guadalajara Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Hidalgo Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,532.00 $79,310.00 $16,620.68
High School International $5,638.00 $98,665.00 $20,676.83
High School Multicultural $5,638.00 $98,665.00 $20,676.83

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Hidalgo Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Irapuato Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,104.00 $71,820.00 $15,051.03
High School International $5,126.00 $89,705.00 $18,799.12
High School Multicultural $5,126.00 $89,705.00 $18,799.12

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Irapuato Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Laguna Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,526.00 $79,205.00 $16,598.68
High School International $5,638.00 $98,665.00 $20,676.83
High School Multicultural $5,638.00 $98,665.00 $20,676.83

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Laguna Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

León Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,534.00 $79,345.00 $16,628.01
High School International $5,648.00 $98,840.00 $20,713.50
High School International $5,648.00 $98,840.00 $20,713.50

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the León Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Morelia Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,156.00 $72,730.00 $15,241.74
High School International $5,178.00 $90,615.00 $18,989.82
High School International $5,178.00 $90,615.00 $18,989.82

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Morelia Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Puebla Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $5,070.00 $88,725.00 $18,593.74
High School International $7,182.00 $125,685.00 $26,339.30
High School International $6,374.00 $111,545.00 $23,376.04

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Puebla Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Querétaro Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $5,078.00 $88,865.00 $18,623.08
High School International $6,376.00 $111,580.00 $23,383.37
High School International $6,376.00 $111,585.00 $23,383.37

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the Febreuary - June 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Querétaro Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Saltillo Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
Preparatoria Bicultural $4,528.00 $79,240.00 $16,606.01
Preparatoria Internacional $5,630.00 $98,525.00 $20,647.49
Preparatoria Internacional $5,630.00 $98,525.00 $20,647.49

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Saltillo Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Santa Catarina Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $6,034.00 $105,595.00 $22,129.12
High School International $7,538.00 $131,915.00 $27,644.90
High School Multicultural $7,538.00 $131,915.00 $27,644.90

Major Medical Expenses Insurance**

Basic coverage Total coverage
$4,425.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Santa Catarina Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

San Luis Potosí Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,526.00 $79,205.00 $16,598.68
High School International $5,710.00 $99,925.00 $20,940.88
High School Multicultural $5,638.00 $98,665.00 $20,676.83

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January -  May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the San Luis Potosí Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Santa Fe Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $6,034.00 $105,595.00 $22,129.12
High School International $8,264.00 $144,620.00 $30,307.43
High School Multicultural $7,538.00 $131,915.00 $27,644.90

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Santa Fe Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Sinaloa Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,530.00 $79,275.00 $16,613.34
High School International $5,644.00 $98,770.00 $20,698.83
High School Multicultural $5,644.00 $98,770.00 $20,698.83

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Sinaloa Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Sonora Norte Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,534.00 $79,345.00 $16,628.01
High School International $5,648.00 $98,840.00 $20,713.50
High School Multicultural $5,648.00 $98,840.00 $20,713.50

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Sonora Norte Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Tampico Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,118.00 $72,065.00 $15,102.37
High School International $5,124.00 $89,670.00 $18,791.78
High School Multicultural $5,124.00 $89,670.00 $18,791.78

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May  2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Tampico Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Toluca Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $4,536.00 $79,380.00 $16,635.35
High School International $5,636.00 $98,630.00 $20,669.49
High School Multicultural $5,636.00 $98,630.00 $20,669.49

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May  2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Toluca Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Valle Alto Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $5,038.00 $88,165.00 $18,476.39
High School International $6,286.00 $110,005.00 $23,053.31
High School Multicultural $6,286.00 $110,005.00 $23,053.31

Major Medical Expenses Insurance**

Basic coverage Total coverage
$4,425.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Valle Alto Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.

Zacatecas Campus

Semester

  1 Credit Regular load of 17.5 - 27 credits
Cash Plan 5 payment plan
High School Bicultural $3,790.00 $66,325.00 $13,899.46
High School International $4,734.00 $82,845.00 $17,361.50
High School Multicultural $4,734.00 $82,845.00 $17,361.50

Major Medical Expenses Insurance**

Basic coverage Total coverage
$3,305.00 $4,985.00

Tuition coverage payment

$2,065.00

 

NOTES:
Valid for students who attend the January - May 2024 Semester.
Fees in Mexican pesos.
The cash payment may vary according to the number of registered units.
All the fees presented in this document are valid for the Zacatecas Campus.

** MAJOR MEDICAL EXPENSES INSURANCE:
Those who, on payment day process demonstrate that they have a valid similar insurance, could be able to cancel the insurance offered by the institution and be exempted from this payment.